Green Homes Grant local authority delivery
If you have a household income of less than £30,000 and live in a poor energy efficiency home we may be able to fully fund work to improve the energy efficiency of your home. Improvements could include insulating your home to reduce your energy use or installing low-carbon heating to lower the amount of carbon dioxide your home produces.
Please note that any eligibility will be subject to the council's own ability to secure further funding from central government. To find out more please call 01344 352536.
Warm, Safe and Well scheme
Our Warm, Safe and Well scheme helps residents who have a household income below £35,000 and are considered at risk of fuel poverty.
We are seeking to improve households with insulation measures of loft and cavity wall works at subsided cost working with energy companies under their Energy Companies Obligation.
Under this scheme if you have a medical condition we can also help with the cost towards replacement boilers.
To find out more please call 01344 352536.
Flexible home improvement loan
The flexible home improvement loan will help you remain in a well maintained home during your retirement and you can repay as little or as much of the loan as you like each month. All this is backed up with the peace of mind that the loan is provided by your local authority on a not-for-profit basis.
Any householders who are aged 60 years or over. In the case of joint owners, each must be at least 60 years of age.
We will consider improvements that will make the home safer, warmer, healthier or more comfortable for the occupants. This might include:
- essential repairs and maintenance
- central heating or improvements to heating
- replacement doors and windows
- improvements to insulation
- roof and structural repairs
- replacement bathroom suites
- installation of level-access showers
- plumbing and drainage repairs
- replacement kitchens
- burglar alarm and home security
- replacement guttering, soffits and cladding
- work associated with fixing dampness, wet rot, dry rot and woodworm
- installation of stairlifts or other adaptations
How the scheme works
The loans are described as flexible and they are exactly that. During the term of the loan you can choose to make regular monthly payments, occasional payments or no payments at all. Furthermore, you are free to vary the arrangement at any time.
The loan, plus outstanding interest, must be repaid if the home is sold, or if the owners cease to occupy it. The loan can also be paid off at any time without penalty. The loan will be secured by a charge on the property.
Interest will be charged at a low rate linked to Bank of England rate (please contact us for a quotation). Your account will also be debited with an annual charge of £15 to cover the cost of loan administration and statements.
In certain circumstances we may need to obtain a valuation of your property to confirm the equity is sufficient to cover the loan. This is unlikely to be needed in the majority of cases.
There will be a fee of £80 for the loan documentation and legal charge, plus a fee to the Land Registry, which will be quoted at the time of application.
If you have an existing mortgage, your lender might make a charge for providing necessary information and, if you decide to engage a solicitor to act for you, they will almost certainly charge for their service.
Any fees incurred may, if you wish, be added to the loan.
How to apply
To find out more about the scheme, call us on 01344 352000.
If you do not have a gas supply
If you do not have a gas supply and you rely on electric heating, we may be able to help you to arrange a gas connection and install full gas central heating.
This is grant funded and the cost to you could be free, depending on the exact details.
For more information, visit the Heat the Home Counties website or call them on 01344 888930.
You can also call our Sustainable Energy Officer on 01344 352536.
Help to Heat statement of intent